Roth Income Limits 2024 Married Person. Less than $230,000 (married filing jointly) or less than $146,000 (single) reduced. The contribution limit in 2023 is $7,000 ($7,500 in 2024) or $8,000 if age 50 or older ($8,500 in 2024), so both you and your partner can contribute that amount.

Those are the caps even if you make more, up to the phaseout level. The contribution limit for a roth ira is $7,000 (or $8,000 if you are over 50) in 2024.